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Ansah Eric
Head of Credit and Risk , Financial Services
Accra, Ghana
A competent and committed Finance professional with over 10 years hands on experience across Finance and ICT sectors, Skilled in Budgeting, KPIs development, final accounts, Project Management as well as change management. A keen planner and strategis. Currently the Head of Credit and Risk at Bayport Financial Services in Ghana and Vice Chairman of the Board of a Microfinance company
Send email Contact Ansah Eric
Area of Expertise:
  • Administration, Management, Accounting/Finance, Procurement
  • Agriculture, Livelihoods, Microfinance, Rural
  • Director, CEO, COP, President
  • Monitoring, Evaluation, Policy, Research, Analysis
  • Trade, Finance, Economics, Cooperation, Global
Professional Experience:
Bayport financial Services Ltd – Head of Credit
April 2009 to Date

Analysis and management of the loan book to determine delinquency patterns and recommend appropriate action. Evaluation of the credit process flow to identify opportunities for improvement and coordinate the implementation of the corrective tools. Continues portfolio risk analysis, development of performance tracking system as well as the management of the company’s risk profile. Appraising the profitability of new and existing products, advising and implementation of any interest rate adjustment if required. Arranging funding lines with banks and institutional lenders. Dealing with Group’s institutional investors. Provision of detailed report to management on financial and credit data analysis. Liaison Officer between Bayport Financial Services and regulatory bodies/ Third Party Service Providers.


? Set up the Credit Risk Department
? Developed the company’s Credit Policy
? Set up the Arrears Management and the Recoveries Unit
? Spearheaded the roll out varied modes loan repayment
? Developed a monthly credit Pack for the entire organisation
? Spearheaded the automation of Back Office Operations
? Developed initial credit operations manual for our micro division
? Part of the Bayport Group Credit Team that spearheaded the set-up of Operations in Mozambique, Botswana and Uganda

Regional Operations Manager (6 Branches) July 2008- March. 2009

Planning and ensuring the overall performance of all branches within the three northern regions – Northern, Upper East and Upper West. Providing leadership to key personnel within the assigned territory in terms of training, coaching, staff-client grievance

Developed a template for monthly reporting format for Area Managers
Developed training Manuals for all Branches with the region
Set up a Customer Service Centre for the Region
Introduced Direct Sales Consultants for sales operations in the region

Huawei Technologies Ghana (SA) Ltd
Contract Manager / Project Accountant November 2006 – June 2008

Bidding of telecom turnkey projects, quotation, clarification and response. Management of all financial aspects of contract negotiation. Organisation of training and refresher courses for all Sub-contractors involved in Telecom Turnkey Projects. Tracking of variations, controlling the costs of sub-contracting works as well as writing of detailed report at the end of each project. Preparation and Management of Project budget and funds. Development of financial management mechanisms that minimises financial risk. Payroll administration for all contract staff on project

Notable Achievement
Won major contracts with all telecom companies in Ghana
Effectively management project budget
Developed training manuals f
MSc Economics University of Nottingham - UK 2004 - 2005
MBA Finance University of Lincoln - UK 2003 - 2004
BA Economics University of Ghana - Legon 1999 - 2003

Member- Chartered Institute of Management Accountants (CIMA) (CGMA)
Available for:
  • Consulting assignments
  • Job opportunities
  • Internships / Fellowships
  • Being headhunted – make me an

    Years of Experience:
    10-15 years
    Highest Qualification:
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