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Kenneth Corsar
Consultant , Cogita
London , United Kingdom
Financial inclusion specialist: incremental housing micro-finance; digital financial services; micro-finance; consumer finance; alternative lending & retail banking. Experienced in Greenfield markets; Product development & implementation. 20+ years’ experience Sub Saharan Africa. Strategic & Full P&L responsibility. Operations, executive & C-level experience. Open to consulting. Relocation option
Send email Contact Kenneth Corsar
Area of Expertise:
  • Agriculture, Livelihoods, Microfinance, Rural
  • Director, CEO, COP, President
  • Fundraising, Business Development, Grants Writer
  • Monitoring, Evaluation, Policy, Research, Analysis
  • Private Sector, Social Enterprise, Corporate Social Responsibility
Professional Experience:
I am an operations & commercial business management executive; with experience across several sectors - Risk Management; Product Development; Business Development; Relationship Management; Operations analysis & Process optimisation.
Extensive experience in financial inclusion / financial services: - initiated / delivered change & development objectives. Led & worked on several strategic projects - changed focus, impact & performance of businesses:
Diverse cognitive flexibility reflected through achievements as follows
-Researched, developed, implemented incremental non-mortgage housing micro-finance: pilot disbursed c.$5m in Y1
- Negotiated & secured non-bank (NBFI) licenses in 2 countries; led Greenfield operations & infrastructure development
- Launched unique asset leasing product, a market first in Ghanaian tier 2 banking; 3x oversubscribed
- Consumer Finance, growth Y-o-Y c.40%+ for 5 years; outreach growth 7 to 14 outlets
- Spearheaded early stage Digital Financial Solutions in Ghana, as first adopter positioned business to branch-less banking; digitisation of mobile financial services & credit
- Migration of consumer lender to retail banking; change management; regional oversight of branch network; policy / process control; local marketing
- Analysis of site portfolio; revised patrol regime; cut negative yield sites; grew revenue 15% Y-o-Y in 8 months; improved yield - top 100 sites c.5%.
- Consumer finance corporate recovery; reduced NPL by 50% in 18 months; cut overheads c.50%


Full Budget / P&L / KPI responsibility
Managed international teams
Led expansion & innovation across several fronts simultaneously
Worked & lived in >9 countries.

Seeking opportunities where tenacity, resilience, adaptability, imagination & vision are valued as core functional requirements.
Open to change of career. Strategic Adviser | C-level | Director | Consultant | Operations Manager | General Manager | Credit Risk Manager | Relationship Manager | Regional Manager | Business Development Manager | #ONO
Education:
Diploma in International Housing Finance - The Wharton School (2009 - 2009)

Executive Development Programme in Management Development and Strategy in Developing countries from Gordon Institute for Business Science (2008 - 2008)

Diploma in Finance for Non Financial Managers from Gordon Institute of Business Science (2008 - 2008)



Available for:
  • Consulting assignments
  • Job opportunities
  • Being headhunted – make me an offer

    Years of Experience:
    More than 20 years
    Highest Qualification:
    Diploma
    Languages:
    English, Afrikaans
    Nationality:
    United Kingdom
    LinkedIn Profile: www.linkedin.com/in/kencorsar/
    Jobseekers: Subscribe to Value Membership | Broadcast Resume
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