Financial inclusion specialist: incremental housing micro-finance; digital financial services; micro-finance; consumer finance; alternative lending & retail banking. Experienced in Greenfield markets; Product development & implementation. 20+ years’ experience Sub Saharan Africa. Strategic & Full P&L responsibility. Operations, executive & C-level experience. Open to consulting. Relocation option |
Contact Kenneth Corsar
|
|
Area of Expertise: |
-
Agriculture, Livelihoods, Microfinance, Rural
-
Director, CEO, COP, President
-
Fundraising, Business Development, Grants Writer
-
Monitoring, Evaluation, Policy, Research, Analysis
-
Private Sector, Social Enterprise, Corporate Social Responsibility
|
Professional Experience: |
I am an operations & commercial business management executive; with experience across several sectors - Risk Management; Product Development; Business Development; Relationship Management; Operations analysis & Process optimisation. Extensive experience in financial inclusion / financial services: - initiated / delivered change & development objectives. Led & worked on several strategic projects - changed focus, impact & performance of businesses: Diverse cognitive flexibility reflected through achievements as follows -Researched, developed, implemented incremental non-mortgage housing micro-finance: pilot disbursed c.$5m in Y1 - Negotiated & secured non-bank (NBFI) licenses in 2 countries; led Greenfield operations & infrastructure development - Launched unique asset leasing product, a market first in Ghanaian tier 2 banking; 3x oversubscribed - Consumer Finance, growth Y-o-Y c.40%+ for 5 years; outreach growth 7 to 14 outlets - Spearheaded early stage Digital Financial Solutions in Ghana, as first adopter positioned business to branch-less banking; digitisation of mobile financial services & credit - Migration of consumer lender to retail banking; change management; regional oversight of branch network; policy / process control; local marketing - Analysis of site portfolio; revised patrol regime; cut negative yield sites; grew revenue 15% Y-o-Y in 8 months; improved yield - top 100 sites c.5%. - Consumer finance corporate recovery; reduced NPL by 50% in 18 months; cut overheads c.50%
Full Budget / P&L / KPI responsibility Managed international teams Led expansion & innovation across several fronts simultaneously Worked & lived in >9 countries.
Seeking opportunities where tenacity, resilience, adaptability, imagination & vision are valued as core functional requirements. Open to change of career. Strategic Adviser | C-level | Director | Consultant | Operations Manager | General Manager | Credit Risk Manager | Relationship Manager | Regional Manager | Business Development Manager | #ONO
|
Education: |
Diploma in International Housing Finance - The Wharton School (2009 - 2009)
Executive Development Programme in Management Development and Strategy in Developing countries from Gordon Institute for Business Science (2008 - 2008)
Diploma in Finance for Non Financial Managers from Gordon Institute of Business Science (2008 - 2008)
|
|
Available for: |
- Consulting assignments
- Job opportunities
- Being headhunted – make me an offer
|
Years of Experience:
More than 20 years |
Highest Qualification:
Diploma |
Languages:
English, Afrikaans |
Nationality:
United Kingdom
|
LinkedIn Profile:
www.linkedin.com/in/kencorsar/
|
|